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Subject: Origin of CardTypeCode for Credit Cards
- From: Tim McGrath <tmcgrath@portcomm.com.au>
- To: ubl-lcsc@lists.oasis-open.org
- Date: Wed, 28 Jan 2004 12:48:18 +0800
Stephen Green has raised an issue about the BBIE CardTypeCode
The original intention of CardTypeCode was to denote the authority responsible
for the credit card.
It was taken from the CardTypeCode of xCBL3.0 which says...
This code identifies the type of card used for payment.
Value: Enumeration, including:
- Other - Other Card Type
- AMEX - American Express
- VISA - VISA
- MC - Master Card
- Discover - Discover
- JCB - JCB
- Diners - Diners
However, the definition for CardTypeCode "the type of card used for payment",
could be misunderstood as being 'credit' or 'debit' card - this was not its
original intent.
So what is needed is better definition of CardTypeCode and perhaps a new
BBIE for AccountTypeCode?
My web research has revealed that the generic term for organisations in the
enumerated list above is 'networks'. So perhaps the correct Property Term
for this is Network, rather than Type qualified by Card (as it is at present).
That is we have NetworkCode.
But of course these are not really 'codes', to connect with another debate
- these are identifiers. So another possibility is to call it NetworkID.
This also complements IssuerID (identifies the organisation issuing the
card). That is , we could have Network ID (identifies the organisation managing
the interchange of payment information).
any suggestions?
--
regards
tim mcgrath
phone: +618 93352228
postal: po box 1289 fremantle western australia 6160
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