[legalxml-enotary] examples

[John Messing <jmessing@law-on-line.com>]

I want to thank Roger Winters for his real world example.

One that inspired me came from a description of the Liberty Alliance federated single-sign on.

I wondered what would happen if a consumer gave a username and password to two vendor sites and permitted them to partner for a single signon involving, say airlines reservation and an online provider of various wedding gifts that has a bridal registry like a department store often does.

The consumer order airline tickets to a destination and in the same single signon transaction, an expensive gift is ordered for a wedding gift to couple that is registered with the second site. The gift is charged to the consumer's credit card. 

The consumer later objects to the gift charge on the credit card, claiming it was unauthorized, though the flight was taken to a city which is coincidentally the same destination as the expensive gift. The recipient of the gift fails or refuses to respond to demands of the merchant to return the goods.

Because of the high dollar value of the gift, the merchant refuses simply to "walk away" from the transaction and sues the consumer. What could the merchant prove to the Court by way of the responsiblity of the consumer for the purchase of the gift?